ABLE Origination platform automates the entire loan origination process front-to-back. The solution can operate with little to no human interaction and provide personalised offers based on 360° customer view. Maximize portfolio revenue, while providing unparalleled customer experience.
from application to disbursement
minimal implementation period
growth of productivity
ABLE covers the needs of bank loan software, cash loan software, installment loan software, personal loan software, small loan software, and more. Tier 1 and Tier 2 banks and microfinance institutions use our solutions to ensure a continuous and high-quality lending process.
ABLE Origination solution has a modular basis and is highly configurable yet scalable to business requirements. The system automates the lending process at all stages:
SME and entrepreneur financing
Web forms for loan application data capture, verification and underwriting, credit committee
Extensible status model of the application, 15 statuses to be used out-of-the-box
Role-based access model, 400+ pre-configured permissions and 15+ roles
Print form templates based on MS Excel
Administration, logging and audit functionality
Integration with credit bureaus, pension and tax authorities/agencies, AML/KYC services and other systems
Creation of a unified Credit report on the basis of reports from various bureaus and internal credit history
One page summary of various credit bureaus data
Caching of credit bureaus responses for cost optimization
Hard and soft eligibility rules for products, regions, client segments etc.
Credibility and affordability estimation for applicants and related parties
Calculation of verification level, recommendations for underwriting and Credit committee involvement
Decision engine can be used for online and batch decisioning