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Mobile Wallets & Mobile Banking Applications

Discover versatile mobile financial services delivered by a team of 250+ FinTech professionals. Simplify your digital payment processes with cutting-edge eWallets and mobile banking apps.

Start a profitable digital wallet enterprise with RNDpoint

RNDpoint enhances the digital payment experience with custom-tailored solutions for mobile banking apps and services, including P2P payments, contactless payments, savings, digital loans, insurance, and the like. We simplify payment processes to ensure better UX and performance. 

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Start a profitable digital wallet enterprise with RNDpoint

Our digital wallet development expertise

More than 8 years of work on a variety of mobile banking applications have diversified our tech stack and development expertise, allowing us to deliver top-level solutions.
Mobile wallet apps

Handy mobile wallets, accessible from iOS and Android devices, with mobile-friendly interfaces and simple usage on the go. 

Card wallets

Digital wallets for safe and convenient storage of your banking cards’ digital analogs to simplify transactions and payments.

Stored value account wallets

Secure wallets operating in a closed-loop system to enable quick, low-commission transfers for users with low KYC entry. 

Bank account-based wallets

Innovative means of managing a user’s bank account with the help of a feature-rich digital app accessible from a smartphone. 

White-label crypto wallet

Professional white label crypto wallet development guarantees quick time to market and full customization of the pre-made configuration. 

Custom wallet apps

Permissionless and secure apps for digitizing custom cards and optimizing the user experience of card usage from a single app’s interface. 

Mobile wallets integration

Ready wallet app’s integration and deployment for a frictionless and cost-effective start on the chosen digital platform. 

Money management apps

Feature-rich digital apps offering financial education and tips, smart expenditure suggestions, and personal spending pattern analysis. 

Online payments software

Cutting-edge digital banking products that automate, streamline, and simplify online payments across digital channels. 

Point of Sale (PoS) solutions

Innovative software that merchants can integrate with their card terminals and devices for in-store and online payment management. 

P2P money transfer apps

FinTech products allow users to send money directly from their accounts on a peer-to-peer basis without engaging a third-party intermediary. 

International money transfer apps

State-of-the-art software erases the international barriers to financial transfers and makes money transactions cheaper and quicker. 

Wallet app development features

Every digital wallet we build for clients possesses a set of branded, innovative features convenient for businesses and users alike.
Admin panel features
  • Customer onboarding
  • Transaction history 
  • Analytical dashboards
  • Budgeting and planning
  • Wallet-to-bank transfer
  • Bank account configuration
  • Sync accounts
  • USSD payments
User features
  • Balance replenishment
  • Online payments
  • Check wallet balance
  • Split bill
  • Send and receive funds
Advanced features
  • PIN, fingerprints, and retina scans
  • Geolocation
  • Third-party integration
  • Backup facility

BENEFITS YOU GET WITH RNDPOINT

Once you decide to partner with RNDpoint on digital wallet development, you get a dedicated team committed to your success.
P2P and contactless payment processing
We provide safe and instant P2P, C2B, B2B, and G2C payment integration and incorporate NFC, QR, and split-bill functionality, among other features.
Robust security
Our digital wallets feature cutting-edge security features—KYC, biometric user authentication, advanced encryption, and card tokenization.
Unlimited payment coverage
The digital banking tools created by RNDpoint are accessible 24/7 and operate smoothly across the entire FinTech or DeFi ecosystem.
Stellar UI/UX
RNDpoint’s designers take proper care of digital wallet usability, personalization, and intuitiveness to deliver exceptional UX to your target audience.
Multiple integration options
Our wallets function effectively both as standalone solutions and as part of your native CBS. The infrastructure is reusable, GDPR- and PSD2-compliant.
Flexible wallet configuration
We create easily customizable wallets with a set of pre-arranged workflows that you can configure to your needs and user pain points.
Customer-centric design
All products are built with the end-user in mind. We make digital wallets easy to learn with simple onboarding tips and a quick introduction to all features.
Single point of control
You can navigate all digital products from a uniform admin panel to configure your services, rules, and commissions for different user categories.
Flexible solutions
We provide secure and functional digital wallets with a rich set of features that you can further customize to reflect your brand identity.
Valuable extras
We help build distinguished FinTech products by introducing additional features, such as insurance, digital loans, remittance, savings advice, and many more.

They trust us

Check out our list of satisfied RNDpoint clients, who we helped with stellar mobile banking software and DeFi wallet development.

Industries we serve

We’ve been expanding our digital wallet development expertise throughout the years and now cover a large range of industries.

01 Banks
Banks

We help banks transfer from brick-and-mortar operations to a solid digital presence.

02 Credit unions
Credit unions

Our team streamlines and automates credit union operations without extra expenditures.

03 MFIs
MFIs

We preserve the convenience of MFI service with broader USSD and smart device coverage.

04 Payment aggregators
Payment aggregators

RNDpoint’s experts simplify mobile and digital self-service transfers and reduce user fees.

05 Wallet operators
Wallet operators

We empower wallet operators for better financial service customization.

06 Telecom
Telecom

Our team helps telecoms reach out to broader audiences with innovative digital payment options.

07 Retail
Retail

We ease the process of receiving payments for merchants and e-commerce enterprises.

08 Public sector organizations
Public sector organizations

RNDpoint’s experts guarantee quick and safe bulk payment through innovative digital channels.

Success Story

We’ve been in the market of banking mobile app development for almost a decade and have a lot of successful cases to share with you.
Trading platform
Algorithmic Trading - Breaking Equity
An algo-trading platform with a full set of automated trading tools and strategy-building functionality for retail and institutional users.
RND_Case_Breaking Equity
eWallet
E-wallet and mobile transfers - Loop
End-to-end e-wallet and payment platform optimization with backend code logic audit and improvements.

Business value of RNDpoint mobile wallet solutions

Businesses partnering with RNDpoint get tangible added value from using our professional digital wallet development services.

Greater user coverage

With a digital wallet, you don’t need to invest in costly offline infrastructure to serve more people. 

Customer Engagement and Retention 

Simple and user-friendly online payment solutions are sure to drive more committed users to your app.

New revenue streams

Add new features to the wallet to encourage users’ card use and transactions, fueling your app’s growth.

 

Inclusive service

Render your app services to broader populations via USSD, STK, IVR, and other device types.

 

Cost-efficiency

Optimize your customer acquisition expenditures and minimize transaction fees to cut costs.

Technologies we use

The RNDpoint team is well-versed in a broad range of technologies used in mobile banking app development to deliver cutting-edge mobile wallets.

BACK-END PROGRAMMING LANGUAGES

  • .NET
  • Java
  • Python
  • Node.js
  • PHP
  • Go

FRONT-END PROGRAMMING LANGUAGES AND FRAMEWORKS

  • HTML
  • CSS
  • JavaScript
  • Angular
  • React
  • Meteor
  • Vue.js
  • Next.js
  • Ember.js

Mobile technologies

  • iOS
  • Android
  • Xamarin
  • Apache Cordova
  • PWA
  • React Native
  • Flutter
  • Ionic

Desktop technologies

  • C++
  • Qt
  • C#
  • Python

DevOps: containerization and automation

  • Docker
  • Kubernetes
  • OpenShift
  • Apache Mesos
  • Ansible
  • Puppet
  • SaltStack
  • Terraform
  • Packer

Blockchain frameworks and networks

  • Ethereum
  • Hyperledger Fabric
  • Graphene
  • Substrate
  • EOSIO
  • Cosmos SDK
  • Proof of Authority
  • Polkadot
  • Solana
  • Opera

Blockchain cloud services

  • Amazon Managed Blockchain
  • Oracle Blockchain
  • IBM Blockchain

WHY DEVELOP YOUR EWALLET WITH RNDPOINT?

Testimonials

Here’s what our clients say about the quality of digital wallet solutions and the overall experience of working with RNDpoint experts.

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