We Enable Fintech Products to Evolve With Digital Payments Solutions

Q: Why are digital payments increasingly important to financial institutions?

More people transfer to digital and mobile banking operations to avoid the hassle of long queues and paperwork in offline bank branches. Online transactions are safe, instant, and convenient, mostly available 24/7. Therefore, financial institutions should respond to their target users’ preferences and current market dynamics for the sake of client acquisition and retention.

Q: What are digital payments?

Digital payments are financial transactions between parties involving no exchange of cash. They are completed via online/digital channels and are authorized by parties digitally. The user may need only a smartphone or a laptop to complete the transaction from one digital account to another one.

Q: What is a digital payment system?

A digital payment system, or channel, is the user’s touch-point at which the transaction originates and where it is carried out. Such systems should include software tools that cover all transaction steps, such as sender and recipient info validation, verification of available balance, money transfer from one point to another, and user notification about a successful or failed transaction.

RNDpoint boosts financial businesses with cutting-edge custom digital payment solutions and professional payment integration services.

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YEARS

On the FinTech market

120+

Successfully completed projects

250+

Experts with in-depth FinTech expertise

MONTHS

Average time-to-market

End-to-end digital payment solutions by RNDpoint

RNDpoint provides innovative digital payment solutions for eCommerce businesses, payment-related startups, banks, neobanks, and POS providers. We ensure integrations of Visa and Mastercard services, various mobile and P2P payments, payment processors, and KYC/AML solutions.

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Our digital payment services

We deliver full-service coverage for payment integration and development.

01 Visa and Mastercard integration

Visa and Mastercard integration

Integration of Mastercard Payment Gateway Services (MPGS) and Visa Payment Gateway.

02 Mobile and P2P payment integration

Mobile and P2P payment integration

For mobile payments: Google Pay, Apple Pay, Android Pay, Garmin Pay, and Paytm services integration. For P2P payments: Visa Direct and Mastercard Moneysend services integration as well as local P2P payment solutions

03 Payment processor integration

Payment processor integration

Integration of additional payment processors such as PayPal, Stripe, PayU, or Checkout.com for online business in multiple regions.

04 KYC/AML solutions integration

KYC/AML solutions integration

KYC/AML solutions: Onfido, Veriff, Shufti Pro, Ondato for remote user onboarding, transaction monitoring, customer risk assessment, sanctions and PEP screening services.

05 Merchant integrations

Merchant integrations

Easy integration of new merchants for payment gateways.

06 Subscription management

Subscription management

Subscription creation, removal, and update using such services as Chargebee or Recurly.

Develop innovative payment experience

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Innovative digital payment solutions we’ve built

P2P payment system development

Our team implemented a P2P transaction functionality in the bank’s mobile app using Visa Direct and Mastercard Moneysend solutions. We have made it possible to transfer money using the card number, phone number, email, or directly to users from your phone contact list.

An innovative approach to 2FA for online transactions

To ensure full security for online money payments, we created the ability to confirm the transaction through a call from a bank representative. We used the Unifonic service to enable a smooth customer experience.

Integration of the core banking system with payment gateway

With our ProcessMix product, we ensured fast integration of the core banking system with an external payment gateway. This integration enabled our client to conveniently account for and calculate commission fees.

Building a powerful gateway service

Our team built a payment gateway with various payment methods: card payments, mobile phone balance payments, or direct-from-account payments. We also ensured the integration of the gateway with the core banking system.

INTEGRATIONS WE PROVIDE

Payment systems

Subscription management platforms

ePayment gateways

Mobile and P2P payment platforms

KYC/AML services

Technologies we use

Success stories

It takes many good deeds to build a solid reputation. Here are the success stories we’re proud of.

eWallet

E-wallet and mobile transfers - Loop

End-to-end e-wallet and payment platform optimization with backend code logic audit and improvements.

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Banking

P2P Money Transfer App

Innovative P2P Money Transfer App development from scratch. Full-scale payment app creation within 6 months, delivering a functional platform with a rich feature set.

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Why partner with us?

Vast experience in FinTech and payments

We have been working in the FinTech industry since 2014, and since then we've developed 120+ financial projects. We know every detail in the development of payment systems.

Faster integrations with proprietary solution

We provide easy and quick integrations leveraging our low-code platform ProcessMix. It is a powerful tool that speeds up integration management many times over.

Lower price compared to native development

With the out-of-the-box ProcessMix solution under our belt, we can significantly reduce the cost of application development for our clients.

Value-added services

We provide our clients with additional important services, such as DevOps-as-a-Service, Security Audits, and Business Process Improvements Advisory.