Buy Now Pay Later App Development

BNPL solutions by RNDpoint
BNPL Application Development Services
- Configurable self-registration forms
- KYC/AML verification
- Setting up customer requirements
- Automated customer pre-qualification
- Custom formulas for credit rating assessment
- Rule-based customer segmentation
- Flexible loan terms
- Support for multiple installment plans
- Assigning custom terms for interest-free EMIs
- Multi-currency loans
- Scheduled and ad hoc loan repayment
- Automated calculation of EMI and a due interest
- Support for multiple loan repayment methods
- Real-time payment processing
- Automated payment collection by direct debit
- Notifications of a payment failure
- Custom rules for payment rescheduling
- Personalized reminders
- Automatically applying fees for loan repayment
- Automated refunds
- Automated submission of a loan request
- Real-time scoring
- Automated decision-making + manual (optional)
- Instant communication of the decision
- Automated upfront payment
- Real-time tracking of BNPL activities
- A complete history of BNPL transactions
- Automated recalculation of a customer’s credit score
- Configurable dashboards for multiple user roles
- Scheduled and ad hoc generation of loan reports
- Automated report submission to the required credit bureaus
- Analyzing essential BNPL-related metrics
- Regulatory reporting
- Merchant’s detailed profile
- Fees and commissions management
- Document management
- Support module
- Commodity groups management
- Multifactor authentication, including biometric
- Role-based access control
- Payment data encryption
- AI-based fraud detection
- GDPR (for the EU)
- Other global standards
Success story


Industries we serve
BNPL Integrations we provide
Payment systems
- Visa
- Mastercard
Payment gateways
- Stripe
- PayPal
- PayU
- Checkout.com
Mobile payment platforms
- Google Pay
- Apple Pay
- Android Pay
- Garmin Pay
- PayTM
KYC/AML services
- Onfido
- Veriff
- Ondato
- Shufti Pro
Credit rating platforms
- FICO
- Experian
- Equifax
- Local credit bureaus
Accounting software
- Quickbooks
- Xero
Testimonials
Here’s what our clients say about the quality of digital wallet solutions and the overall experience of working with RNDpoint experts.
Why RNDpoint

Extensive BNPL experience
RNDpoint has been operating in the BNPL field since 2014. Our experts have developed more than 120 successful projects for different types of organizations.

Fast and simple integrations
With our proprietary platform ProcessMIX, we speed up the integration process 3x as compared to previous implementations that our clients have experienced.

Lower cost vs native development
We can reduce the cost of app development by almost half by having the out-of-the-box ProcessMix solution under our belt.
ARTICLES
Explore your business and technical capabilities with RNDpoint